Being insured is really helpfull now a days of course you will need this incase of emergency on things that might happen that is not controllable. So it's better to have this life insurace. But did you get one for your mom? Life insurance for mothers is really helpful ofcourse. And i know a site where you can look around and check what im talking about: wholesaleinsurance.net.
This site was intruoduce to me by a friend. I checked it and now i have one for my mom. Try to check it and maybe it will help you by the end of the day.